Virginia Postrel quote ✍️

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The growth of medical expenditures in the U.S. is not caused by administrative costs but by increases in the technical intensity of care over time - a.k.a. medical progress.
Virginia Postrel time growth progress

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TIME 631 clues
GROWTH 112 clues
PROGRESS 110 clues
Hippy musical
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Hint 1 meaning
A slender outgrowth from the chitinous cuticle of insects, spiders, crustaceans, and other invertebrates. Such hairs are totally unlike those of vertebrates in structure, composition, and mode of growth.
Hint 2 anagram
IHRA
Hint 3 another clue
Coat
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