Peter L. Bernstein quote ✍️

Quote

The word 'risk' derives from the early Italian risicare, which means 'to dare'. In this sense, risk is a choice rather than a fate. The actions we dare to take, which depend on how free we are to make choices, are what the story of risk is all about. And that story helps define what it means to be a human being.
Peter L. Bernstein Against the Gods: The Remarkable Story o… risk

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ETYMOLOGY 37 clues
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Often perfumed powder
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Hint 1 meaning
A soft mineral of a soapy feel and a greenish, whitish, or grayish color, usually occurring in foliated masses. It is hydrous silicate of magnesia. Steatite, or soapstone, is a compact granular variety.
Hint 2 anagram
CALT
Hint 3 another clue
BABY DOCTOR FOR SHORT
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