Crossword-Solution: OTS 3 letters, 395 clues 🏆 scrabble score: 3

The Office of Thrift Supervision (OTS) was also established in 1989 to replace the dismantled Federal Home Loan Board (FHLB) in supervising savings and loans.

OTS is a unit within the Treasury Department, but law and custom make it practically an independent agency.

Following the reforms, it all became clearer: insurance was the FDIC's job, the OTS provided supervision, and liquidity was monitored and imparted by the FHLB.

CHAPTER XXXII AGRICULTURAL PURSUITS--FACTS ABOUT ULU-OTS, THE WILD MEN OF BORNEO--TAKING LEAVE OF THE INTERESTING DUHOI--A VISIT TO THE UPPER KATINGANS--DANCING--FRIENDLY NATIVES--DOWN THE KATINGAN RIVER When about to make a new ladang one fowl is sacrificed in the morning and the blood, with the usual addition of rice, is thrown up in the air by the husband or wife as a present to antoh, the meat being reserved for home consumption.

The Kahayans say that the Ulu-Ots are cannibals, and have been known to force old men and women to climb trees and hang by their hands to the branches until sufficiently exhausted to be shaken down and killed.